Many contractors working under a consolidated insurance program (“CIP”) are never provided with information to allow them to determine what insurance coverage they will have on a CIP project. Many times, construction projects are completed and contractors and subcontractors never have copies of the CIP policy or know what coverage is actually provided. As a result of these concerns, the Texas Legislature recently amended the Texas Insurance Code to address the issue. Chapte

Jeff Rusthoven received Board Certification in Construction Law from the Texas Board of Legal Specialization. Board Certification is a mark of excellence and a distinguishing accomplishment - one that only 10% of Texas attorneys claim. A Board Certified attorney must be licensed for at least five years, devote a required percentage of practice to a specialty area for at least three years, attend continuing education seminars, pass an evaluation by fellow lawyers and judges an

In Bond Restoration, Inc. v. Ready Cable, Inc., a supplier requested a copy of the payment bond from the general contractor on a public project for the City of Houston. The general contractor did not respond to the supplier’s request. The supplier also requested a copy of the payment bond from the City, but the City likewise did not provide a copy of the bond. After the time period to perfect a bond claim expired, the supplier sued the general contractor for the value of mate

The CG 22 94 Endorsement is becoming more prevalent in standard general liability insurance and can have a far-reaching effect on the coverage of your policy. Essentially, the Endorsement eliminates the Subcontractor Exception to the Your Work Exclusion and, thus, negates coverage for virtually any claim involving damage to a contractor’s completed work. By way of background, a standard general liability policy states that damage resulting from your work is covered, but damag